HOW FRAUD & GREED IMPACTED AND SHAPED ME INTO WHO I AM TODAY

I recently saw the movie “The Big Short” (did you see it? I love true life movies and it was really enlightening). You may be thinking: “why is a luxury companion telling me about this movie?” Well the answer is simple for two reasons. One, this entire website is too sexual and I want all of you to get to not only know me better, but to see another non-sexual side of me. I also love stimulating conversation and learning new things . Something we can both experience on a dinner date or an extended date. Two, I want to share a personal story about something that happened to me awhile back about “Greed and Money.” How I got involved in it and how I was able to successfully recover.

I really loved the movie”The Big Short” and I was engaged thruout the entire movie. It was very interesting and insightful. It amazed me how everyone was so caught up in greed and money mongering that they could not see the forest for the trees. This is exactly what happened during the stock market internet boom and crash. When are people ever going to learn that whatever goes up must eventually come down. I guess everyone wants to believe there will be a different outcome if there is a different commodity on the line. Fairy tales only happen in Disneyland.

In the movie Michael Burry deserves to receive “Big balls of the year” award. When he took a huge risk and invested more than 1 billion dollars of his investors money into shorting the housing market and then stuck to it thru thick and thin, that really took guts, ambition and sticking to your guns! He was a very astute, insightful and a very mentally and emotionally strong man to be able to do what he did when he did it. I don’t think I could have done it.

I mean think about it… At the time, he shorted the housing market when it was booming and there was not a speck of a crash anywhere to be found. Everyone, including bankers, his boss, etc literally laughed in his face when he wanted to short the entire housing market. It was similar to chicken little saying the sky is falling. Everyone laughed at him and no one believed him. Or when everyone kept laughing at Noah when he was building his ark. No one believed there was going to be a flood because there was not a cloud in the sky. Yet Noah stuck to his guns and continued to follow divine guidance. He got the last laugh as he floated by everyone who laughed at him lol.

Michael did the same thing. Most people would crumble under that kind of intense pressure. I could really relate to the anger Mark Baum felt in the movie. He had alot of empathy towards the little guy being taken advantage of by big business. In the movie one guy asked, “How could the banks let this happen?” Jared replied, It’s fueled by stupidity.” Mark replied, but that’s not stupidity, that’s fraud!” Yes, the entire housing market was based on fraud, naivety, greed and short sightedness.

The movie also brought back memories of how I was once caught up in in the same thing at one time… I was a very naive 20 yr old and I wanted to get into the entertainment business. A friend of mine introduced me to this guy who supposedly had connections in the acting and modeling industry. I remember thinking to myself when I first met him, “there is something about this guy I just don’t like.” I brushed it off since everyone else seemed to like him.

Unfortunately I fell in love with him and was not able to see the truth about the situation and ended up getting ripped off of many thousands of dollars. Luckily, everything turned out in my favor and I sued him. With the help of my lawyer, I not only got my money back, but I also received punitive damages. This money allowed me to take an entire year off from work. I was able to write and publish a book exposing con artists in the entertainment industry and help others navigate the waters in the industry without getting ripped off.

I had no idea I was a writer back then, but I was very upset and angry, not only with this guy but with myself as well. Writing was very cathartic and allowed me to not only get out all of my anger, hurt, pain and betrayal feelings I had and helped me to heal, but it also helped lots of others avoid getting ripped off in the business. I was angry at myself for falling victim to this man and for not listening and acting on my intuition when I first had thoughts about not liking him.

They say love is blind – yes but let’s also add stupid, dumb and deaf. The problem is when you are in love with someone you want to believe what they are telling you and believe they are good and trusting. Sociopaths and con artists take advantage of that trusting nature. The entire incident helped to shape who I am today and have made me much more astute, intuitive, empathetic, and cautious about things in a good way.

One guy on my twitter feed asked “What motivates con artists to do what they do?” I replied, “it’s greed, money and power!” This is very similar to what happened in the housing boom. Banks allowed their love of money, greed and power to take precedence over common sense. The american public allowed their hopes, naivety and trust to control their decision to buy homes they could not realistically afford in the long run. It created the perfect storm for a collapse sooner or later. The banks took advantage of the trusting american people. Many people were signing documents they did not understand in order to have a piece of the american dream. The banks did not care because they figured if so and so cannot pay their mortgage when it comes due we will foreclose on their house and make tons of money off them. We will repackage their home into another commodity and sell it to wall street.

Even in the very end when the market crashed and banks were closing down and people were losing their jobs, they were still repackaging this shit and selling it as CDO’s. I mean unbelievable! I think what is disgusting about the overall housing bust is that so many people that should have gone to jail did not get one speck of jail time!

In the movie Mark spoke to mortgage consultants who bragged about selling huge subprime mortgages to people with no jobs, no income, and absolutely no chance of meeting the mortgage payments. The bank lends the money for the interest-only mortgage. The banker not only gets a huge commission from it but the mortgage consultant also gets a huge commission; The naive mortgagor gets to move into his new house, and will stay there until the interest-only period ends, and then he gets evicted and screwed. The total immorality of the mortgage consultants and bankers, bragging how they screwed people, is clear.

Mark also visited a stripper who had gotten a mortgage through the consultants. He told her that her mortgage payment would soon double or triple. She had 5 mortgages and obviously no way to pay triple on each one of them. Her jaw dropped when Baum told her this. Obviously the greedy consultant failed to tell her this when she was signing away on the dotted line.

There was a scene where they cut to Florida and found developments with hundreds of houses, almost all abandoned because the owners had been foreclosed. There was one guy who was shocked because he was paying his rent faithfully every month but his landlord was late on his mortgage and the tenant now faced eviction. When you think about it, the banks technically turned all of the american people into renters during the housing boom. When tons of homes were foreclosed on, people had nothing to show for it. They faithfully paid month after month on their mortgage, but then when the ARM adjusted and they found they could not afford a tripling mortgage, they had to walk. But unlike paying rent and then moving when you cannot afford it anymore, your credit is not ruined. Not only did people lose their homes they had been paying on every month but not their credit was severely impacted by their need to walk.

When you decide to see an escort, you have to decide do you want someone who is just good in bed (maybe) or do you want a much fuller more soul satisfying experience? As you can see, I can talk about more than just sex (although that is still my all time favorite subject). I’m also interested in many other topics like business, finance and the economy just to name a few. If you want not only a physically satisfying experience but one that is also mentally and emotionally stimulating then you should set a dinner date or an extended date with me where we can have this type of amazing connection and experience together!